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Loan payment calculator

calculer-facile.fr

Loan duration

or enter in months

months

Loan amount

€

Works with any currency — €, $, £, CHF…

Annual interest rate

Fill in all 3 fields to calculate.

How to calculate a monthly loan payment?

Formula: M = C × r(1+r)ⁿ ÷ ((1+r)ⁿ − 1)
where C = capital, r = monthly rate, n = number of months

How do you calculate a monthly mortgage payment?

Enter the loan amount, the annual interest rate from your bank, and the duration in years. Our calculator applies the fixed annuity formula and shows the monthly payment, total cost, and interest paid.

How much is the monthly payment on a $200,000 loan at 6% for 30 years?

A $200,000 mortgage at 6% annual rate over 30 years (360 months) gives a monthly payment of approximately $1,199. Total repaid: $431,676 — with $231,676 in interest.

What is the difference between APR and interest rate?

The interest rate is the basic cost of borrowing. The APR (Annual Percentage Rate) includes all fees: insurance, origination fees, etc. Always compare APRs when shopping for loans.